DalPay Retail Prohibited Items
Revised and Effective as of July 1st, 2011
DalPay Retail allows sales of both digital items or services and physically shipped items. Some items are permitted but restricted, and require a risk assessment before being listed for sale.
The items you supply must be legal for sale in all states, provinces, and countries into which they are sold. Some payment methods (payment card types) restrict what they may be used to make payments for; such payment methods will therefore not be enabled for sales of items in those card brand prohibited industries/business categories.
Suppliers (both companies and principals/owners) are prohibited from selling through DalPay Retail if:
previously identified by a card scheme/association and cited for deceptive marketing practices, using bad faith/deceptive tactics to evade card scheme/association excessive chargeback and/or fraud monitoring programmes
engaged in activity in breach of card scheme/association brand protection programmes
currently listed on MATCH (Member Alert to Control High-risk Merchants) or equivalant list.
The following are not permitted for sale through DalPay Retail:
Items sold through deceptive marketing practices (based on the "net impression" consumers form from your sales pages/materials)
Items sold via matrix, single level marketing, multi-level marketing "MLMs", or similar distribution models
Unsolicited items AKA "inertia selling"; billing for products or services that were supplied to, but not requested by, the customer
Products or services to circumvent manufacturer/service provider locks, programming codes, or security features to gain access to features/services not paid for
Items or websites promoting hatred, racism, religious persecution, or the initiation of force against others
Transactions with any entity or person blocked under an EU or U.S. sanctions programme
Items originating in, or sold from, countries sanctioned under an EU or U.S. sanctions programme, such as: Cuba, Iran, North Korea, Sudan, or Syria
Items illegal in the Supplier or DalPay's operating jurisdiction(s).
Prohibited Tangible Items
Any military items or defense articles regulated by U.S. International Traffic in Arms Regulations ("ITAR") (22 Code of Federal Regulations, Parts 120-130)
Firearms and replica firearms
Weapons, knives (other than kitchenware), stun guns, and pepper spray
Fireworks or pyrotechnic devices or supplies
Hazardous materials, combustibles, corrosives
Perishable, non-prepackaged foods
Human body parts, fluids, or remains
Prescription drugs, pharmaceuticals, or other controlled substances
Human growth hormone (HGH), "anabolic alternatives", "legal highs", "research chemicals", "research liquids", "novel psychoactive substances", or products sold as "miracle cures"
Drug paraphernalia, drug test circumvention aids
Tobacco related products
Signal jamming equipment
Satellite/cable TV equipment/hardware without proof of a distributor/reseller agreement in place
Hardware and/or software that circumvents manufacturer technological protection measures (TPMs), i.e. "modchips", etc.
Copyright infringing products where there is unauthorised reproduction and distribution without permission of the copyright holder or authorised licensee
Unauthorised replicas of licensed merchandise
Unauthorised distribution of licensed merchandise; rights infringement involving sales of items in breach of license, or without a license to sell items into a particular geographical area
Dietary supplements that are not U.S. DSHEA, FDA, or DEA compliant, or are shipped into the EU without marketing authorisation
Products sold using negative option billing with initial "free trial" or "shipping cost only" offers.
Prohibited Intangible Items/Services
Age verification services
Charging for services that are available for free elsewhere without providing clear added value
Copyright infringing downloadable items, or streaming of content, where there is unauthorised reproduction and distribution without permission of the copyright holder or authorised licensee
Certification test exams, degrees, or diplomas (unless accredited by a recognized authority such as the UK BAC, British Council, U.S. CHEA, ASPA, etc.)
Companion/escort services/massage parlours, or sexually explicit intangible services; you may NOT supply any explicit adult subscription services, including chat or webcams, or any pornography (including pictures, videos, DVDs, or magazines)
Website access - or membership to access - pornographic content; Supplier websites may NOT contain any pornographic content (preview images or streaming videos are prohibited unless part of an implemented tangible adult products site)
Pre-adult content; pictures, videos, etc. of individuals under the age of 18 years
Donations or any structure in which the value of the transaction is significantly greater than the value of the items purchased
Financial services requiring a license to practice including securities trading, insurance, commodities exchange, currency exchange
Any service requiring a professional license to practice/perform, including legal, medical or therapy services
Internet pharmacy referral websites
Auction websites where the highest unique bid or lowest unique bid wins the auction
Work-at-home information/money-making schemes, i.e. get-paid-for surveys, home mailing, secret shopper services, etc.
Investment opportunities, especially "HYIPs"
Discount "buyers clubs"/membership clubs, "group coupon" websites
Credit counselling or credit repair services, credit protection/identity theft protection
Cheque cashing/cash advances/foreign currency purchases/money orders/cheque guarantee businesses
Overdue amounts, or amounts covering returned, previously dishonoured or "stopped-payment" cheques
Payment of fines, court costs, debt collection
Outbound telemarketers, infomercial websites, rebate-based businesses, up-selling websites
e-wallets, payment processing services, merchant aggregation type services, "monetization platforms"
Website promotion (paid traffic AKA "targeted traffic", paid links "link farms", social media "likes")
Unsolicited email services, products and services designed to deliver unsolicited electronic communications, spyware, spamware, scareware AKA "fake anti-virus software"
Personal information; "leads", mailing lists, and data aggregation
Remote computer access maintenance services
"Shell" website hosting accounts
Newsgroup access and file sharing services
Gambling transactions; online casino gaming chips/wagers, including off-track betting and wagers at racetracks, lotteries or raffles
Psychic readings or fortune telling
Stolen property or items with serial numbers removed
Warranty programmes/extended warranty sales
Phone chat lines
Videotext, services or products sold via Short Messaging Service (SMS) AKA "texts"
Travel related services including airfare or car rental.
If you are concerned that the product or service you wish to sell may be mistaken for an item on this prohibited items list please contact us with details so we can understand your items and business model, before you try and obtain an instant online rate offer.